A few weeks ago, I met with Wolverhampton Homes’ Money Advice Team.

They do a fantastic job in supporting their tenants and customers who are experiencing financial difficulties.

Unfortunately, since the roll-out of Universal Credit, there has been a rise in tenants falling in to arrears. There is a five-week waiting period for tenants who are moved on to Universal Credit, which leaves many of them with no means to pay their rent for five weeks.